ph975 Terms & Conditions

1. Definitions

In these Terms & Conditions, the following definitions apply unless the context requires otherwise:

• "ph975," "we," "us," or "the Company" refers to ph975, the operator of the online gaming platform accessible at ph975.org, operating under PAGCOR regulatory guidelines in the Republic of the Philippines.
• "Player," "you," or "Member" refers to any individual who has registered a verified account on the ph975 platform.
• "Account" means the individual registered account created by a Player upon successful completion of the ph975 registration process.
• "Platform" means the ph975 website accessible at ph975.org, including all software, games, tools, promotional systems, and services made available through it.
• "Balance" means the total withdrawable funds held in a Player's ph975 wallet, excluding any bonus funds subject to wagering requirements that have not yet been met.
• "Bonus Funds" means any promotional credits, free spins, rebate credits, or non-cash rewards credited to a Player's account under a promotional offer.
• "Wager" means any real-money bet placed by a Player on any game, sporting event, or other wagering product offered on the ph975 Platform.
• "KYC" means Know Your Customer — the identity and age verification process required by ph975 and PAGCOR regulations before a Player may withdraw funds.
• "PAGCOR" means the Philippine Amusement and Gaming Corporation, the government body responsible for regulating gaming in the Republic of the Philippines.

2. Acceptance of Terms

2.1   These Terms & Conditions constitute a legally binding agreement between you and ph975. By clicking "Register," "Create Account," or any similar button on the ph975 registration page, or by continuing to use the Platform after any update to these Terms, you confirm your full acceptance of all provisions contained herein.

2.2   These Terms should be read together with the ph975 Privacy Policy and the ph975 Responsible Gaming Policy, both of which are incorporated by reference into this agreement.

2.3   ph975 reserves the right to update or amend these Terms at any time. Amendments will be communicated to registered Players via the email address on file or through a notice on the Platform. Continued use of the Platform after the effective date of any amendment constitutes acceptance of the revised Terms.

2.4   If you do not agree to these Terms, you must immediately cease using the ph975 Platform and contact support to request account closure.

3. Eligibility

3.1   To be eligible to register and use ph975, you must:

• Be at least twenty-one (21) years of age;
• Be a resident of or located within a jurisdiction where accessing online gaming services is not prohibited by applicable local law;
• Have full legal capacity to enter into a binding agreement under Philippine law;
• Not be a current employee, contractor, agent, or immediate family member of ph975 or any of its affiliated game providers;
• Not be self-excluded from ph975 or subject to any PAGCOR-mandated exclusion order;
• Not have had a previous ph975 account closed for Terms violations.

3.2   ph975 may, at its sole discretion and at any time, require a Player to submit documentary evidence confirming their eligibility. Acceptable documents include a Philippine National ID (PhilSys), driver's licence, passport, or other government-issued identification. Failure to provide requested documentation within the timeframe specified by ph975 may result in account suspension.

3.3   Players who misrepresent their age or eligibility shall have their accounts immediately terminated. Any balance — including winnings — in such accounts shall be forfeited and, where applicable, reported to PAGCOR and Philippine law enforcement authorities.

4. Account Registration

4.1   Each individual may register only one (1) ph975 account. The creation of duplicate, multiple, or shared accounts by the same individual is strictly prohibited. ph975 uses device fingerprinting, IP tracking, and KYC cross-referencing to detect duplicate accounts.

4.2   You are required to provide accurate, complete, and current information at registration, including your full legal name, date of birth, valid Philippine mobile number, and email address. You are responsible for maintaining the accuracy of this information and must notify ph975 promptly of any changes.

4.3   You are solely responsible for maintaining the security and confidentiality of your ph975 login credentials. ph975 will not be liable for any losses resulting from unauthorised access to your account caused by your failure to secure your credentials.

4.4   ph975 accounts are personal and non-transferable. You may not sell, transfer, assign, or allow the use of your account by any other person.

4.5 KYC Verification

Before processing any withdrawal, ph975 is required under PAGCOR and Anti-Money Laundering Act (AMLA) obligations to verify your identity. KYC verification requires submission of:

• A clear copy of one (1) valid, unexpired government-issued Philippine ID;
• A selfie or live photo holding the ID, if requested;
• Proof of payment method ownership (e.g., screenshot of GCash account showing your name) where applicable.

KYC review is typically completed within twenty-four (24) hours of complete document submission. ph975 may request additional documentation for high-value accounts.

5. Deposits

5.1   ph975 accepts deposits via the following approved payment methods: GCash, Maya, BPI, BDO, UnionBank, 7-Eleven Cliqq, USDT TRC20, and Coins.ph. The minimum deposit amount is ₱100.00 unless otherwise specified for a particular payment method.

5.2   All deposits must originate from a payment account registered in your own name. Deposits made from accounts belonging to third parties — whether family members, friends, or any other individuals — are strictly prohibited.

5.3   ph975 does not accept cash deposits under any circumstances. All transactions must be conducted through approved electronic payment channels as listed in clause 5.1.

5.4   ph975 is not responsible for delays in deposit crediting caused by third-party payment processors, network congestion, or scheduled maintenance of payment providers. If a deposit is not credited within two (2) hours of transaction confirmation, Players should contact ph975 support with the transaction reference number.

5.5   ph975 reserves the right to reject any deposit it deems suspicious, including deposits that trigger Anti-Money Laundering (AML) review thresholds as mandated by the Anti-Money Laundering Council (AMLC) of the Philippines.

6. Withdrawals

6.1   Withdrawals may only be processed to payment methods that are in the same name as the ph975 account holder. ph975 will not process withdrawals to third-party accounts under any circumstances.

6.2   The minimum withdrawal amount is ₱200.00. Standard daily withdrawal limits apply per account tier; VIP account holders may be eligible for increased limits as specified in the ph975 VIP Programme terms.

6.3   KYC verification must be completed before any withdrawal is processed. ph975 reserves the right to hold withdrawal requests pending completion of KYC or pending resolution of any active account review.

6.4   GCash and Maya withdrawals are processed within three (3) to ten (10) minutes under normal operating conditions. Bank transfers (BPI, BDO, UnionBank) are processed within one (1) to three (3) hours. Processing times may be extended during peak periods or scheduled maintenance.

6.5   Deposits made via GCash must be withdrawn via GCash. ph975 reserves the right to enforce payment method matching for withdrawals to comply with AMLC regulations.

7. Bonuses & Promotions

7.1   ph975 offers various promotions including welcome bonuses, reload bonuses, cashback, free spins, referral rewards, and VIP tier benefits. All promotions are subject to specific terms and conditions published alongside each offer in the Promotions section of the Platform.

7.2   General bonus conditions applicable to all ph975 promotions unless a specific promotion's terms state otherwise:

• Bonuses are available to eligible registered Players only. Each bonus offer may be claimed once per household, device, or IP address unless explicitly stated otherwise;
• Wagering requirements must be completed within the timeframe specified in the promotion terms. Bonuses not wagered within the validity period will be automatically removed from the account;
• ph975 reserves the right to withdraw, modify, or cancel any bonus offer at any time and without prior notice;
• Any evidence of bonus abuse — including but not limited to: coordinated betting patterns designed to meet wagering requirements with minimal risk, multi-account abuse, or exploitation of promotional mechanics — will result in bonus forfeiture and potential account suspension.

7.3   Referral bonuses are credited only after the referred Player has completed registration and made a qualifying first deposit. The referring Player must not engage in self-referral or artificial referral schemes.

8. Betting Rules

8.1   All bets placed on ph975 are final once confirmed. ph975 does not accept requests to cancel or modify confirmed bets except in cases where a manifest technical error has occurred on the Platform.

8.2   In the event of a technical error, disconnection, or system failure during a game round, ph975 will resolve the round in accordance with the relevant game provider's standard rules. Where a round cannot be completed, the wager will be voided and the stake returned to the Player's account.

8.3   ph975 reserves the right to void bets and withhold payment where there is reasonable evidence of:

• Exploitation of a software error or pricing anomaly;
• Collusion between Players;
• Use of automated betting software or bots;
• Any form of fraudulent activity or manipulation of game outcomes.

8.4   Maximum payout limits per game, per day, and per Player tier apply and are detailed in the relevant game rules and the ph975 VIP Programme terms. ph975 reserves the right to apply these limits at its discretion.

9. Prohibited Conduct

9.1   The following conduct is strictly prohibited on the ph975 Platform:

• Registering an account on behalf of another person, or allowing another person to use your account;
• Providing false or misleading information at registration or during KYC verification;
• Using the Platform while under twenty-one (21) years of age or while subject to a self-exclusion or PAGCOR exclusion order;
• Engaging in money laundering, structuring of transactions, or any other conduct in violation of the Philippine Anti-Money Laundering Act (Republic Act No. 9160, as amended);
• Using automated software, bots, scripts, or any artificial intelligence tool to gain an unfair advantage in any game;
• Exploiting software bugs, errors, or pricing anomalies;
• Engaging in collusion with other Players;
• Attempting to manipulate game outcomes through any technical or social means;
• Conducting chargebacks or payment reversals through a payment provider after funds have been credited and used on the Platform;
• Engaging in any conduct that ph975 reasonably determines to be contrary to the integrity of the Platform or the safety of other Players.

10. Intellectual Property

10.1   All content on the ph975 Platform — including but not limited to the ph975 brand name, logo, game graphics, software, user interface designs, promotional materials, and written content — is the exclusive intellectual property of ph975 or its licensed providers.

10.2   You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the ph975 Platform solely for personal, non-commercial entertainment purposes in accordance with these Terms.

10.3   You may not copy, reproduce, distribute, publish, scrape, reverse-engineer, or create derivative works from any ph975 content without prior written consent from ph975. Any unauthorised use of ph975 intellectual property may result in legal action.

11. Responsible Gaming

11.1   ph975 is committed to promoting responsible gaming practices in compliance with PAGCOR's responsible gaming guidelines and the Expanded PAGCOR Charter (Republic Act No. 9487).

11.2   ph975 provides the following responsible gaming tools to all registered Players:

• Deposit Limits: Players may set daily, weekly, or monthly deposit limits from their Account Settings. Limit reductions take effect immediately; limit increases are subject to a 24-hour cooling-off period.
• Session Timer: Players may set maximum session duration limits after which they will be automatically logged out.
• Self-Exclusion: Players may activate self-exclusion for a period of their choosing (30 days to permanent) directly from Account Settings. Self-exclusion takes effect immediately and cannot be reversed during the elected period.
• Reality Checks: Optional pop-up notifications at configurable intervals displaying session duration and net play result.

11.3   ph975 will not contact a Player for marketing or retention purposes during any active self-exclusion period.

11.4   Players who believe they have a gambling problem are encouraged to visit the ph975 Responsible Gaming page for guidance and access to support resources relevant to the Philippines.

12. Limitation of Liability

12.1   The ph975 Platform is provided on an "as is" and "as available" basis. ph975 makes no warranties, express or implied, regarding the Platform's uninterrupted availability, fitness for a particular purpose, or freedom from errors.

12.2   To the maximum extent permitted by Philippine law, ph975 shall not be liable for:

• Loss of profits, data, or opportunity arising from use of the Platform;
• Losses caused by events outside ph975's reasonable control, including but not limited to network outages, payment processor failures, or force majeure events;
• Losses resulting from a Player's failure to maintain the security of their login credentials;
• Any decision or outcome of any game or wagering event on the Platform.

12.3   Nothing in these Terms limits ph975's liability for fraud, death or personal injury caused by gross negligence, or any other liability that cannot be excluded under Philippine law.

13. Termination and Suspension

13.1   ph975 reserves the right to suspend or permanently terminate any Player account at any time and without prior notice where ph975 reasonably suspects or determines that:

• The Player has breached any provision of these Terms;
• The Player's account is subject to a fraud, AML, or KYC investigation;
• Continuation of the account poses a legal, regulatory, or reputational risk to ph975;
• The Player has requested account closure.

13.2   Upon termination for Terms violations, ph975 may withhold any balance pending investigation. Where misconduct is confirmed, the balance may be forfeited in whole or in part.

13.3   Players may request voluntary account closure at any time by contacting ph975 support. Upon closure, any withdrawable balance (i.e., real-money funds not subject to unfulfilled wagering requirements) will be returned to the Player's verified payment method within five (5) business days.

14. Governing Law and Dispute Resolution

14.1   These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles.

14.2   In the event of a dispute between you and ph975, the parties shall first attempt to resolve the dispute through direct communication with ph975 support. ph975 aims to resolve all Player complaints within five (5) business days of formal submission.

14.3   Disputes that cannot be resolved directly may be escalated to PAGCOR's relevant complaint and dispute resolution process as the applicable regulatory authority.

14.4   Any unresolved legal claims shall be subject to the exclusive jurisdiction of the competent courts located in Metro Manila, Philippines.

15. Amendments to These Terms

15.1   ph975 may revise these Terms & Conditions at any time. When material changes are made, ph975 will provide notice by posting the revised Terms on the Platform and, where reasonably practicable, notifying registered Players via email or in-platform notification.

15.2   The "Last updated" date at the top of these Terms reflects the most recent revision date. Your continued use of the Platform after any revision constitutes acceptance of the revised Terms.

15.3   If you object to any amendment, you must stop using the Platform and contact support to request account closure. Your options under Philippine consumer protection law are not affected by this clause.

16. Contact Information

For questions regarding these Terms & Conditions, or to submit a formal complaint, contact ph975 through the following channels:

ph975's registered correspondence address for formal legal notices is within the jurisdiction of Metro Manila, Philippines. ph975 operates under PAGCOR regulatory oversight and abides by all applicable Philippine gaming and financial laws.